- · Self-employed / Small business owner – Transitioning from an employee position to an employer (starting your own business) has great potential for financial freedom. However, obtaining a commercial loan with the best interest rates for your small business can be daunting. If you do not declare all or most of your income, I can still help you get financing.
- · Bad credit / Bankruptcy – Many people go through financial crisis often due to circumstances beyond their control, such as bad business partnerships, divorce, sickness and theft. I believe that despite these difficult setbacks, there is always a way to re-establish your credit and future. I will advise you with a step-by-step plan in order to get your finances in order.
- · Commercial mortgages – Commercial mortgages for multi-plexes can be a great way for a supplementary income that can increase your net worth. Although some banks may give you the financing for commercial mortgages, it may not come with the best interest rates. I can help you with the financing. With so many commercial loan types, I can advise you which commercial loan suits you best. I can also explain to you about the necessary involvement you need to make, to turn your commercial property into a success. One of the loan types include a 15% down payment with low interest rates, to own residential multi-plexes (5 units+); and with a possibility for financing a commercial property for up to 100% loan to value under certain circumstances.
Financing commercial loans can also be possible without the banks help. I have access to private lenders who are willing to lend money based on the equity of the property and not on your credit score. This is a temporary and short-term solution that increases your liquid capital. Although the interest rates are higher, rest assure that they are lower rates that financing with credit card payments. Financing with a private lender, offers flexible interest-only monthly payments, and an ability to pay off your existing debts while improving your credit score.